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Best Expat Life Insurance Companies in December 2022

Are you living abroad but are constantly worrying what will happen to your family and dependents if you meet your untimely end? Expat life insurance is for expats and their families that want to ensure they are financially prepared for anything. With expat life insurance, you can guarantee that a lump sum is paid to your heirs if an unfortunate event were to occur.

24 Listed services

800Analyzed reviews

80Suspicious reviews

Service

Price

Coverage

Accidental Death Coverage

Mortal Remains Repatriation

Salary Coverage

Application

1

Contact company for pricing

Domestic

Online

Visit site

2

6

Contact company for pricing

Domestic

Online

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3

1

Contact company for pricing

Worldwide

Online

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4

1

Contact company for pricing

Domestic

Online

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5

1

I'm Insured logo
Truely score heart icon

4.4/5

24 reviews

Visit site

Contact company for pricing

Domestic

Online

Visit site

6

1

Contact company for pricing

Worldwide

Online

Visit site

7

1

Contact company for pricing

Domestic

Online

Visit site

8

1

Contact company for pricing

Worldwide

In-Person

Visit site

9

Contact company for pricing

Worldwide

In-Person

Visit site

10

1

$50.00

per month

Worldwide

Online

Visit site

Best Products

Key facts

  • Coverage

    Domestic

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    Online

Pros

  • Professional

  • Lots of long time users

  • Improves productivity

  • Highly recommended

  • Fantastic service

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Key facts

  • Coverage

    Domestic

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    Online

Pros

  • Complete package

  • Instructions are clear

  • Fantastic service

  • Good value for money

  • Fast

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Cons

  • Bad user experience

  • You have to pay extra

  • Customer support is unresponsive

  • Customer service is bad

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Key facts

  • Coverage

    Worldwide

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    Online

Pros

  • Professional

  • Highly recommended

  • First impression is great

  • Fantastic service

  • Life changing

See all

Key facts

  • Coverage

    Domestic

  • Accidental Death Coverage

  • Salary Coverage

  • Application

    Online

Pros

  • Lots of long time users

  • Really appreciated by its users

  • Has everything you need

  • Easy to use

  • Professional

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Cons

  • Not user friendly

  • Hard to navigate

  • Inaccurate

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Key facts

  • Coverage

    Domestic

  • Accidental Death Coverage

  • Application

    Online

Pros

  • Fantastic service

  • Professional

  • Customer service is great

  • Will use it again

  • Saved lots of time

See all

Key facts

  • Coverage

    Worldwide

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    Online

Pros

  • Professional

  • Fantastic service

  • Highly recommended

  • Customer service is responsive

  • Really appreciated by its users

See all

Cons

  • Customer service is bad

See all

In their reviews, users have mentioned that a pro of International Citizens Insurance is the fantastic customer service. They say that the customer service is responsive and highly recommended. Another pro listed is the customization options available for users.

Key facts

  • Coverage

    Domestic

  • Accidental Death Coverage

  • Salary Coverage

  • Application

    Online

Pros

  • Customer service is great

  • Fantastic service

  • Professional

  • Really appreciated by its users

  • Great support

See all

Cons

  • You have to pay extra

  • Customer support is unresponsive

See all

Key facts

  • Coverage

    Worldwide

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    In-Person

Pros

  • Great staff

  • Customer service is great

  • Professional

  • Good value for money

  • Lots of long time users

See all

Cons

  • You have to pay extra

  • Fake reviews

  • Suspected scam

  • Not recommended

  • Fake accounts

See all

In their reviews, users have mentioned that Regency is a great company with fantastic staff who are professional and offer great customer service. They have also said that the company offers good value for money, and that it is highly recommended, with lots of long time users. On the downside, some users have mentioned that you have to pay extra for their services. However, this seems to be offset by the other advantages offered by the company.

Key facts

  • Coverage

    Worldwide

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    In-Person

Pros

  • Fantastic service

  • Lots of long time users

  • Customer service is responsive

  • Customer service is great

  • Pleased with experience

See all

Cons

  • Waiting time

  • You have to pay extra

  • Slow performance

  • Customer service is bad

  • Premium version issues

See all

In their reviews, users have mentioned thatWilliam Russell 30 offers fantastic service and that their customer service is responsive. However, some users have noted that there is a waiting time for the service, and that it can be slow at times. Additionally, customers have said that the company is professional but that you have to pay extra for some of their services. Overall, reviewers seem happy with their experience and think that the company provides good value for money.

Key facts

  • Coverage

    Worldwide

  • Accidental Death Coverage

  • Mortal Remains Repatriation

  • Salary Coverage

  • Application

    Online

Pros

  • Professional

  • Fantastic service

  • Customer service is great

  • Really appreciated by its users

  • Fast

See all

Cons

  • Customer support is unresponsive

  • Cannot cancel subscription

  • Bad user experience

  • Delivery problems

  • Connection issues

See all

Most Viewed Comparisons

Frequently Asked Questions

The best Expat Life Insurance Company is Harrison Brook France. Harrison Brook France has been ranking number 1 for the last 125 days.

Expatriate life insurance is a premium annuity that covers the life of a person living outside their home country. It is a type of insurance plan that provides coverage for the life of anyone living abroad since domestic policy plans might not cover them. The best expat life insurance policy provides coverage in case of death, illness or injury while living abroad. However, this type of insurance does not cover medical expenses incurred during travel.

Businesses

Businesses that have important employees and officers living and working in different countries should have expat life insurance. Life insurance for expats might be needed when the potential loss of an employee would probably lead to a significant decrease in profits or an outright loss, the proceeds from the expat life insurance will go towards the cost associated with their potential replacement and as allowance for the lost earnings due to an unfortunate accident.


Organizations

Organizations may have important volunteers and employees living and working in different locations where the organization operates. Those individuals might have to travel to different countries other than where they are from, therefore they may need international life insurance for expats.


Individuals

People working and living outside their home country for an extended period should consider purchasing an expat life insurance policy. This includes people who reside abroad with their families. There are numerous individuals who need expat life insurance due to the risks involved with living abroad. These individuals include immigrants, international students and entrepreneurs. Some people may not even realize they need expat life insurance from the top life insurance companies until it’s too late.

International Coverage

Expat life insurance provides insurance coverage in many countries where individuals might live and work. The top life insurance companies for expats provide coverage in almost all international locations with the coverage extending to transit between countries as well.


Coverage in Different Periods

The best life insurance for expats has policies for the type of period that you want to be covered. They offer annual life insurance, expat term life insurance for multi-year policies and lifetime coverage. You can choose the best policy for the period you are living abroad.

Step 1: Check insurance providers if they offer expat life insurance. Many international insurance providers offer expat life insurance in the countries they operate in.


Step 2: Ask for an expat life insurance online quote. They will provide expat life insurance advice for the period you will be living abroad.


Step 3: Purchase your expat life insurance policy.

The cost of expat life insurance can be quite expensive. This is because it covers a variety of different areas and there is no one-size-fits-all policy. The cost also depends on what type of coverage you are looking for, your age and your lifestyle factors.