Best Expat Life Insurance Companies in December 2022
Are you living abroad but are constantly worrying what will happen to your family and dependents if you meet your untimely end? Expat life insurance is for expats and their families that want to ensure they are financially prepared for anything. With expat life insurance, you can guarantee that a lump sum is paid to your heirs if an unfortunate event were to occur.
24 Listed services
800Analyzed reviews
80Suspicious reviews
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Service
Price
Coverage
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
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Best Products
Key facts
Coverage
Domestic
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
Online
Pros
Professional
Lots of long time users
Improves productivity
Highly recommended
Fantastic service
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Key facts
Coverage
Domestic
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
Online
Pros
Complete package
Instructions are clear
Fantastic service
Good value for money
Fast
Cons
Bad user experience
You have to pay extra
Customer support is unresponsive
Customer service is bad
Key facts
Coverage
Worldwide
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
Online
Pros
Professional
Highly recommended
First impression is great
Fantastic service
Life changing
Key facts
Coverage
Domestic
Accidental Death Coverage
Application
Online
Pros
Fantastic service
Professional
Customer service is great
Will use it again
Saved lots of time
Key facts
Coverage
Worldwide
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
Online
Pros
Professional
Fantastic service
Highly recommended
Customer service is responsive
Really appreciated by its users
Cons
Customer service is bad
In their reviews, users have mentioned that a pro of International Citizens Insurance is the fantastic customer service. They say that the customer service is responsive and highly recommended. Another pro listed is the customization options available for users.
Key facts
Coverage
Worldwide
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
In-Person
Pros
Great staff
Customer service is great
Professional
Good value for money
Lots of long time users
Cons
You have to pay extra
Fake reviews
Suspected scam
Not recommended
Fake accounts
In their reviews, users have mentioned that Regency is a great company with fantastic staff who are professional and offer great customer service. They have also said that the company offers good value for money, and that it is highly recommended, with lots of long time users. On the downside, some users have mentioned that you have to pay extra for their services. However, this seems to be offset by the other advantages offered by the company.
Key facts
Coverage
Worldwide
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
In-Person
Pros
Fantastic service
Lots of long time users
Customer service is responsive
Customer service is great
Pleased with experience
Cons
Waiting time
You have to pay extra
Slow performance
Customer service is bad
Premium version issues
In their reviews, users have mentioned thatWilliam Russell 30 offers fantastic service and that their customer service is responsive. However, some users have noted that there is a waiting time for the service, and that it can be slow at times. Additionally, customers have said that the company is professional but that you have to pay extra for some of their services. Overall, reviewers seem happy with their experience and think that the company provides good value for money.
Key facts
Coverage
Worldwide
Accidental Death Coverage
Mortal Remains Repatriation
Salary Coverage
Application
Online
Pros
Professional
Fantastic service
Customer service is great
Really appreciated by its users
Fast
Cons
Customer support is unresponsive
Cannot cancel subscription
Bad user experience
Delivery problems
Connection issues
Frequently Asked Questions
The best Expat Life Insurance Company is Harrison Brook France. Harrison Brook France has been ranking number 1 for the last 125 days.
Expatriate life insurance is a premium annuity that covers the life of a person living outside their home country. It is a type of insurance plan that provides coverage for the life of anyone living abroad since domestic policy plans might not cover them. The best expat life insurance policy provides coverage in case of death, illness or injury while living abroad. However, this type of insurance does not cover medical expenses incurred during travel.
Businesses
Businesses that have important employees and officers living and working in different countries should have expat life insurance. Life insurance for expats might be needed when the potential loss of an employee would probably lead to a significant decrease in profits or an outright loss, the proceeds from the expat life insurance will go towards the cost associated with their potential replacement and as allowance for the lost earnings due to an unfortunate accident.
Organizations
Organizations may have important volunteers and employees living and working in different locations where the organization operates. Those individuals might have to travel to different countries other than where they are from, therefore they may need international life insurance for expats.
Individuals
People working and living outside their home country for an extended period should consider purchasing an expat life insurance policy. This includes people who reside abroad with their families. There are numerous individuals who need expat life insurance due to the risks involved with living abroad. These individuals include immigrants, international students and entrepreneurs. Some people may not even realize they need expat life insurance from the top life insurance companies until it’s too late.
International Coverage
Expat life insurance provides insurance coverage in many countries where individuals might live and work. The top life insurance companies for expats provide coverage in almost all international locations with the coverage extending to transit between countries as well.
Coverage in Different Periods
The best life insurance for expats has policies for the type of period that you want to be covered. They offer annual life insurance, expat term life insurance for multi-year policies and lifetime coverage. You can choose the best policy for the period you are living abroad.
Step 1: Check insurance providers if they offer expat life insurance. Many international insurance providers offer expat life insurance in the countries they operate in.
Step 2: Ask for an expat life insurance online quote. They will provide expat life insurance advice for the period you will be living abroad.
Step 3: Purchase your expat life insurance policy.
The cost of expat life insurance can be quite expensive. This is because it covers a variety of different areas and there is no one-size-fits-all policy. The cost also depends on what type of coverage you are looking for, your age and your lifestyle factors.